If you cannot bring your loan current, afford to make payments moving forward, or are unable to sell the property for the full amount of the loan, your lender may accept less than the amount owed as full payment.
If you cannot pay your mortgage because of job loss, a death in the family, medical expenses, or other hardships and are currently paying more for your house than it is worth, you may be a candidate for a short sale.
If you cannot pay your mortgage because of job loss, a death in the family, medical expenses, or other hardships and are currently paying more for your house than it is worth, you may be a candidate for a short sale.
After missing 3-5 months of your mortgage payment, you will receive a “notice of default” telling you that your house is in pre foreclosure and will be foreclosed on if you do not pay your mortgage or take any action.
While you do have the option of trying for a loan modification, these often delay the inevitable foreclosure of your property because a fixed loan modification rate is very difficult to obtain. Ultimately, a short sale often proves to be the best solution to avoid foreclosure and a forceful eviction from your home.
All of our services are free of charge to the seller – we negotiate with the bank or buyer to pay our Realtor and attorney commissions. If you are a seller, you do not have to pay a dime to short sell your house. If you are eligible to be represented by our team, you will be protected by the experience and wisdom of one of the top real estate attorneys in Southern California as well as us the Realtors.
There is absolutely no obligation to pay or commit if you are not ready.
PRO: Under the terms of a short sale, your lender may forgive your mortgage debt in its entirety according to the terms outlined in The Mortgage Debt Relief Act of 2007. Fannie Mae has announced a reduced mandatory waiting period to establish credit history to 2 years after the completion of a short sale. This mandatory waiting period after a short sale is lower than the required 5-7 years following a foreclosure.
CON: You must sell your home.
AKSOY Realty is a full service real estate provider that specializes in helping Homewners who need to short sell their homes to avoid foreclosure.
If you are having trouble making mortgage payments, for whatever reason, don’t s t r e s s another moment. Real help is right here.
Don’t Wait for the Notice of Default!
Please … contact us now
and feel the relief!
Don’t wait until it is too late.
Initiate a short sale now.
Let the Experience and knowledge work for you!
CALL NOW ! (949) 338-8044