Home Buying Process and Financial Info
Buying a property is a serious venture. It can be an absolute pleasure and a good investment or a massive headache.
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Advice for First-Time Buyers
Pre-Qualification: Meet with a mortgage broker and find out how much you can afford to pay for a property.
Pre-Approval: While knowing how much you can afford is the first step, sellers will be much more receptive to potential buyers who have been pre-approved. You’ll also avoid being disappointed when going after properties that are out of your price range. With Pre-Approval, the buyer actually applies for a mortgage and receives a commitment in writing from a lender.
List of Needs & Wants: Make 2 lists. The first should include items you must have ; The second list is your wishes, things you would like to have but that aren’t absolutely necessary. Realistically for first-time buyers, you probably won’t get everything on your wish list, but it will keep you on track for what you’re looking for.
Representation by a Professional: Consider hiring your own real estate agent, one who is working for you, the buyer, not the seller. That is why we are here for you.
Representation by a Professional: Consider hiring your own real estate agent, one who is working for you, the buyer, not the seller.
Be Objective: Instead of thinking with your heart when you find a property, think with your head. Does this property really meet your needs?
Buying a property may seem rather overwhelming. That’s why having a professional represent you and keep track of all the details for you is high recommended.
Let the Experience and knowledge work for you.
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