Real Estate & Property Management Agency in Orange and Los Angeles Counties

HOME BUYING PROCESS

Pre-Approval:
This will give you an idea of how much you can afford. Also, having a pre-approval shows sellers and banks that you are serious about buying.

Begin House Hunting:
Now comes the fun part! You can shop confidently knowing that you are pre-approved for an affordable price range with your agent.

Make an Offer
How much you offer will depend on the asking price, the market, comparable sales in the area and other factors. Your offer might be accepted, rejected, or countered. You might be the only buyer, or you might have to compete with others. You won’t know until the time comes, which is another reason to have an agent help you.

Seller Accepts Your Offer: 
Escrow is opened. You must submit paperwork to start the loan process which takes approximately 30 to 45 days. The lender will also order a home appraisal to protect you and the bank and to make sure the home is worth the price you’ve agreed to pay.

Get a Home Inspection:
Your real estate agent will order a home inspection. On the average home inspections cost between $250 to $400. That’s a small price to pay for the peace of mind it brings.

Final Walk Through
The final walk-through generally takes place a day or two before closing. It’s your opportunity to walk through the house to make sure all discrepancies found during the inspection have been fixed (if that was part of the agreement).

Sign final loan docs:
The final step before you are handed the keys. This process transfers ownership of the home from seller to buyer and, finalizes your loan terms and conditions.

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Address

Heritage Plaza

14200 Culver Dr. Suite 265
Irvine, California 92604

Phone: (949) 338-8044